防御性驾驶保险折扣在得克萨斯州

每家保险公司可以决定谁有资格获得防御性驾驶折扣. 您的供应商可能会为任何年龄的司机提供折扣. 但有些公司只对年轻司机或50岁及以上的人提供优惠.

你参加防御性驾驶课程的原因也会影响你的资格. Some insurance companies provide a discount to customers who complete the course to dismiss a ticket or fulfill a court order. 另一些则要求你自愿参加课程以获得资格. Contact your insurance agent to find out about your provider's requirements for the discount.

Texas auto insurance providers that offer a defensive driving discount will reduce your rate anywhere from 2% to 10% if you complete the course and meet all eligibility requirements. 你的保险公司会决定从你的账单中扣除的确切百分比.

大多数防御性驾驶折扣持续三年, 而且很多公司允许你重新参加课程来延续你的折扣. 多年来，这可以节省数百美元!

在你完成培训之后, we'll send you a digital or print certificate that proves you passed a state-approved defensive driving course. You'll receive two versions of the certificate: an insurance copy for your auto insurance provider and a copy for the court (if you need to dismiss a ticket).

兑换您的折扣, contact your insurance company and ask how to submit your defensive driving completion certificate. Then, follow the company's instructions and submit the insurance copy of your certificate.

The best way to find out if you qualify for a defensive driving discount is to contact your auto insurance company. 如果你的供应商提供折扣, 记得询问更多关于折扣的细节以及它是如何运作的.

向保险代理人提出的一些重要问题包括:

• 你们提供防御性驾驶折扣吗?
• 折扣的条件是什么?
• 如果我是在被开除或被法院命令的情况下修的课程，我能得到折扣吗?
• 折扣有年龄限制吗?
• 折扣的金额是多少?
• 完成防御驾驶课程后，如何申请折扣?
• 我应该如何递交结业证书?
• 折扣需要多长时间才能生效?
• 折扣持续多久?
• 折扣到期后我可以续签吗? 如何?
• Will the discount be terminated if I get a traffic citation or file an insurance claim?
• 关于折扣还有什么我应该知道的吗?

即使你的保险公司不提供防御性驾驶折扣, 你应该问一下是否还有其他折扣. 例如, many companies offer a safe driver discount of up to 20% to people who avoid traffic tickets and insurance claims for at least five years.

受GEICO保险的司机可以在适用保险范围内节省高达10%的费用 在线防身驾驶课程. 成功完成课程后, GEICO将会收到通知并更新您的保单以包含折扣. 一些GEICO公司只对50岁及以上的司机提供折扣, 折扣通常持续三年. 向您的GEICO代理咨询防御性驾驶折扣以获取更多信息.

Texas drivers insured by AAA can complete a defensive driving course to save up to 3% on their auto insurance premium. For details on eligibility, contact your AAA agent and ask about the driver training discount.

Drivers ages 55 and up can complete a state-approved defensive driving course to save money on their auto insurance. 21世纪保险 customers who complete the course save an average of 2% on their insurance rate. 除了, keeping your driving record free from tickets and accidents for multiple years can earn you an additional discount ranging from 10% to 20%.

Texas drivers insured by 国营农场 can save 5% on their insurance if they complete a defensive driving course and meet certain eligibility requirements. 资格, you need to be the principal driver of the vehicle and provide proof that you voluntarily took a state-approved defensive driving course within the past three years. 州立农场的防御性驾驶折扣持续三年, 你还可以重修这门课来延续你的折扣.

USAA保险公司 provides auto insurance discounts to eligible drivers who complete an approved defensive driving course. Contact your USAA保险公司 agent to learn specific details about the amount of the discount and the eligibility requirements. 在一些地方, you will not qualify if you were involved in any accidents or received any driving convictions in the past three years.

在全国范围内 provides a discount to drivers 55 and up in certain locations after they complete a state-approved defensive driving course. 折扣各不相同，但一般都在5%左右. 资格, drivers must not have been involved in an at-fault accident in the past 35 months.

好事达以各种保险折扣奖励安全驾驶员. 青少年司机, 例如, 完成批准的防御性驾驶课程可以获得保险折扣吗. Full-time students insured by 好事达 can also save money on their rate by maintaining good grades. 联系好事达的代理人了解该公司的折扣优惠.

大都会人寿保险公司为完成防御性驾驶的客户提供保险折扣, 驾驶训练或驾驶改进课程. The company also offers a mature driver discount to customers between the ages of 50 and 65. If you recently completed a driver education course, you may qualify for an insurance discount. 联系您的大都会保险代理人，了解更多关于防御性驾驶折扣的信息.

Texas drivers insured by 旅行者 may qualify for an insurance discount for completing driver training. The company offers a discount of up to 8% for young drivers who take an approved driver education course.

该公司还为避免事故的安全司机提供折扣, 搬家违规和长期保险索赔. You could save up to 10% for demonstrating three years of safe driving and up to 23% for five years of safe driving. Contact your 旅行者 agent to learn about age requirements and other factors related to eligibility.

Texas drivers ages 55 and older may qualify for a 5% to 10% insurance discount if they complete an approved defensive driving course. 美国家庭保险 also reduces insurance rates for drivers who have no accidents, 最近五年内的违法行为或有记录的索赔. Your 美国家庭保险 agent can explain the discounts available in your area.